cnicholas
cnicholas
| Forum role | Member since | Last activity | Topics created | Replies created |
|---|---|---|---|---|
| Member | Jan 27, 2008 (18 years) |
- | 2 | 0 |
- Forum role
- Member
- Member since
Jan 27, 2008 (18 years)
- Last activity
- -
- Topics created
- 2
- Replies created
- 0
Bio
While I didn't really know specifically what I wanted to do professionally after graduating from High School in 1979, I did know that I wanted to be in the position of helping people.
Then when I began my freshman year at St. Louis University, I happened to be in a local bank one day and thought about the idea of being a business Lender. I thought that being in the position to make loans to business owners, I could really help them, and learn about the business world at the same time. I majored in Finance, and sure enough, I was hired by a major banking group as a management trainee-which led me to become a commercial loan officer.
In my position as a loan officer, I helped a lot of business owners get started, and to help them expand. I specialized in working with the Small Business Administration, a government program designed to help induce banks to lend to small businesses by providing a partial guaranty to the bank that it would cover loan losses if the business loan didn't pay.
I really enjoyed this position, and saw a lot of start up businesses become successful, and some that didn't. But I learned that becoming a business owner provided an opportunity to break out of the salary limitations that working for somebody else did.
And now, I made the transition from working for someone else, to establishing my own businesses, and working from home. I wouldn't kid anyone, and say that it is very easy to do, but it really is the best place for me to be. And I would encourage anyone who wants to eventually break away from working for someone else, to think seriously about starting a home business, part-time at first, then build up that business until it pays to quit their JOB. That's the best way to make the transition a lot smoother, in terms of making it financially.
There are a lot of opportunities out there-people just need to not be afraid to explore them, and make good judgements about which type of business to work in. Do your homework. But most important, find someone who can help you get started, and provide the leadership and support to help you in every way to be successful.
If you accept the philosophy of helping others to be successful, your own success is guaranteed.
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