EUROPAN for WooCommerce

This plugin adds EUROPAN — the network currency operated by Noble Private Capital Ltd (europan.group) — as its own payment method inside WooCommerce.

How it works for the customer:

1. The customer selects "Pay with EUROPAN" at checkout.
2. They enter the email address and PIN from their EUROPAN account.
3. The plugin verifies the balance in real time via europan.direct (which itself talks to the EUROPAN network) — this plugin never contacts EUROPAN's core infrastructure directly, only europan.direct, using the shop's own partner API key.
4. If the balance covers the full order amount, the order can be placed — this payment method always requires the full amount to be covered by EUROPAN balance; partial payment combined with another method is not supported.

Optional customer bonus:

Shop owners can configure an additional incentive for paying with EUROPAN, either as a percentage of the order value or as a fixed amount. When enabled, it appears as its own discount line directly in the cart/checkout totals as soon as EUROPAN is selected as the payment method — no separate bonus credit step is needed, the customer simply owes less.

For the shop owner:

• Full-amount debit only, verified via email + PIN — no partial charges.
• Your shop is credited the full (already, if applicable, discounted) order amount — this plugin never deducts anything on EUROPAN's behalf. EUROPAN's own service fee is invoiced to you separately and manually; it has nothing to do with this plugin's settings.
• Order notes record every charge and any failures that require manual follow-up.
• Refunds and cancellations automatically credit the customer's EUROPAN balance back (the shop's own credit is intentionally NOT auto-reversed — this is flagged for manual reconciliation instead, to avoid silently leaving a partner's balance negative).
• Works with both the classic (shortcode) checkout and the block-based Cart & Checkout.

This plugin requires an active EUROPAN partner account and API key (europan.direct) to function — it is not a general-purpose currency plugin.

External services

This plugin connects to europan.direct, an API operated by PAN21.COM Corporate Consultants Ltd on behalf of Noble Private Capital Ltd, to verify EUROPAN balances and settle payments on behalf of the shop. It is needed because EUROPAN balance verification and settlement can only happen through this partner API — this plugin never contacts EUROPAN's core account infrastructure directly.

When a customer checks their EUROPAN balance or completes a payment, this plugin sends the following data to europan.direct, using the shop's own partner API key:

• The email address and PIN entered by the customer (used only to verify the balance — never stored by this plugin beyond the current checkout session).
• The order amount and a reference derived from the WooCommerce order number.

This happens every time a customer selects "Pay with EUROPAN" at checkout and submits their credentials. No other customer or site data is transmitted.

This service is provided by PAN21.COM Corporate Consultants Ltd: Terms of Service, Privacy Policy.