CatCode IBAN Smart Invoice

Instead of typing IBAN by hand, the buyer scans a QR code in their banking app — the IBAN, amount and payment reference are filled automatically. The store owner sees the transfer in their bank app and confirms the order in WooCommerce → Orders.

Key features

• NBU v002 QR code recognised by Monobank, Privat24 and other Ukrainian banking apps
• “Open in Monobank” and “Open in Privat24” deep-link buttons
• Copy buttons for IBAN, amount and payment reference
• On-hold / invoice emails include the same requisites so customers can finish paying without coming back to Thank You
• HPOS-compatible (custom order tables)
• WooCommerce Blocks Checkout support
• Full Ukrainian translation included

How it works

1. The buyer picks the “Pay to IBAN / card” method on checkout.
2. On the Thank You page they see a QR code, deep-link buttons and the payment requisites.
3. They scan the QR in their banking app — the transfer is pre-filled automatically.
4. They confirm the transfer in the bank.
5. When you see the credit in your bank app, you mark the order as Processing in WooCommerce → Orders.

Step 5 can be automated with the separate “IBAN Smart Invoice — Pro” add-on (Monobank Personal API webhook + automatic matching by reference and amount). The Pro add-on is hosted by the author and is not part of this plugin.

Requirements

• WooCommerce 10.0+
• PHP 8.0+
• A valid IBAN (UA format)

External services

This plugin does not contact any external service from the server side. No HTTP requests are sent to third-party APIs from the plugin code: the buyer’s QR scan, deep-link tap and bank transfer all happen on the customer’s device, not on the merchant’s site.

What the plugin embeds (does not call):

• NBU Universal QR Link — the QR code rendered on the Thank You page encodes a URL of the form https://bank.gov.ua/qr/<base64-payload> (NBU v002 standard, Resolution 97 from 2025-08-19). This URL is only painted into the QR image; the plugin never opens it. The customer’s banking app decodes the QR offline and acts on the payload locally.
  • Service operator: National Bank of Ukraine (bank.gov.ua), the QR is the official Ukrainian payment standard.
  • Terms of use: https://bank.gov.ua/ua/legislation
  • No data is sent to bank.gov.ua by the plugin.
• Monobank “send to jar” deep-link (optional, only if the merchant fills the jar URL in settings) — the “Open in Monobank” button on the Thank You page is a plain <a href="https://send.monobank.ua/jar/..."> link. When the customer taps it, their browser/Monobank app handles the navigation; the plugin does not fetch or post to send.monobank.ua.
  • Service operator: JSC “Universal Bank” (Monobank).
  • Terms of service: https://www.monobank.ua/terms
  • Privacy policy: https://www.monobank.ua/privacy
  • No data is sent to send.monobank.ua by the plugin.
• Privat24 deep-link (optional, only if the merchant fills the card number in settings) — the “Open in Privat24” button uses the next://... / https://link.privat24.ua/... scheme; same offline-redirect model as the Monobank button.
  • Service operator: JSC CB “PrivatBank” (Privat24).
  • Terms of service: https://privatbank.ua/terms
  • Privacy policy: https://privatbank.ua/personal-information
  • No data is sent to link.privat24.ua by the plugin.

Server-side payment auto-detection via the Monobank Personal API (the only external HTTP call related to this feature) lives in the separate paid add-on “IBAN Smart Invoice — Pro” hosted off WordPress.org. The Pro add-on documents that integration in its own readme.