LBC UPI Payments for WooCommerce

LBC UPI Payments for WooCommerce lets Indian store owners accept payments via any UPI app directly on their WooCommerce store — completely free, with no payment gateway commissions.

Money goes straight from your customer’s UPI app to your bank account.

How it works:

1. You enter your UPI ID (VPA) (e.g. yourstore@upi) in WooCommerce settings.
2. At checkout customers select ”Pay with UPI”.
3. They are shown a dynamic QR code + your UPI ID + direct app shortcut buttons.
4. They pay using any UPI app (Google Pay, PhonePe, Paytm, BHIM, or any bank app).
5. They enter their 12-digit UTR / Transaction ID and click ”I’ve Paid”.
6. The order is placed as On Hold.
7. You verify the UTR in your bank app and mark the order Processing / Completed.

Features:

• ✅ Zero Fees & 0% Commission: Payments go directly to your bank account.
• ✅ High-Reliability Dynamic QR Codes: Uses a tuned QR engine optimized for maximum readability by strict scanner apps (Google Pay, Paytm, PhonePe).
• ✅ Strict App Compatibility: Auto-sanitizes merchant details in the background to guarantee the UPI deep-link opens flawlessly in any bank app.
• ✅ Direct App Shortcuts: One-click buttons to open Google Pay, PhonePe, Paytm, or BHIM directly on mobile devices.
• ✅ Automatic Currency Validation: Gateway intelligently hides itself if the store currency is not Indian Rupees (INR), preventing financial discrepancies.
• ✅ Anti-Spam & Security: Built-in protection against duplicate UTR submissions and IDOR (Insecure Direct Object Reference) to keep order data safe.
• ✅ Smart Order Workflow: Accurately manages WooCommerce stock and securely transitions order status to ’On Hold’ only after the UTR is submitted.
• ✅ Modern Checkout Support: Works out of the box with the new WooCommerce Block checkout and classic shortcode checkouts.
• ✅ HPOS Compatible: Fully supports WooCommerce High-Performance Order Storage.
• ✅ Self-Contained & Fast: No external API calls, no bloat, and minimal admin settings—just enter your UPI ID and go.

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Trademark Disclaimer: WooCommerce® is a registered trademark of Automattic Inc. Google Pay, PhonePe, Paytm, BHIM, UPI and other UPI applications are trademarks of their respective owners. This plugin is an independent product and is not affiliated with, endorsed by, or sponsored by Automattic Inc. or any of the aforementioned trademark owners.

Credits

• QRious v4.0.2 by Alasdair Mercer – GPLv3