Home Affordability Calculator

Stop letting ready-to-buy visitors leave without a trace. If you run a real-estate, mortgage, broker, or financial-advisory website, some of your most valuable visitors are the ones quietly asking “how much house can I actually afford?” — and most of them slip away before you ever know they were there.

Home Affordability Calculator turns that moment of high intent into a lead. Visitors get an instant, professional estimate of the maximum home price they can afford, a clear monthly cost breakdown and a full repayment schedule — and right when they’re most engaged, you capture their name, email and phone.

Your visitors enter their annual income, monthly debts, down payment, interest rate and loan term, then see:

• A bold, clear maximum home price they can afford, with a plain-language affordability verdict
• A monthly cost breakdown donut — principal & interest, property tax, insurance, PMI and HOA
• A full amortization schedule (by month or by year) with an interactive dual-axis chart
• The option to download, email or share their results

Optional advanced inputs let buyers fine-tune with their debt-to-income ratio, property tax rate, home insurance, PMI and monthly HOA — so the estimate reflects the real cost of ownership.

It’s fully responsive, looks great on every device, and is built to match your brand — not stick out like a generic widget.

Why real-estate & lending sites love it

• Capture leads at peak intent. The lead form appears the moment a visitor runs the numbers — when they’re actively shopping for a home or financing. Make it optional or required.
• Every lead, fully owned by you. Names, emails and phone numbers are stored securely in your own WordPress database (encrypted at rest) and can be exported to CSV. No third-party platform, no per-lead fees.
• Get notified instantly. New leads can be emailed straight to your inbox, and results emailed to the visitor — keeping your brand in front of them.
• Looks like part of your site. Match your exact colors, fonts, corner radius, logo and labels so the calculator feels native, not bolted on.
• Speak your customer’s language. Rename every label, tooltip and heading — perfect for any market, region or language.
• Total control of the inputs. Set smart defaults, lock fields, or hide the ones you don’t need so visitors only see what’s relevant.
• Any currency, any format. Pick from a built-in currency list (or add your own), with US and EU number formatting.

Add it to any page, post or widget with a single shortcode:

Free

• Full affordability calculator, cost breakdown, amortization schedule & charts
• Choose your currency from a built-in list (US number format)
• Lead capture — the first 5 leads are fully visible

Pro

• Match your brand: colors, fonts, layout & logo
• Edit every label, tooltip & heading
• Show / hide / lock fields and set custom defaults
• Show or hide the cost breakdown and amortization schedule
• Optional or required lead form, with visitor + admin email notifications
• Unlock and export all leads to CSV
• Add your own currency and EU / custom number formats
• Email & shareable result links, and remove branding

Every install starts with a 7-day Pro trial — no card required. When it ends, the calculator simply switches to Free; nothing breaks and your data stays.