Cardflo is a payments company that helps businesses simplify, manage, and scale their payment operations through one unified platform.
Built for merchants that need flexibility, performance, and reliability, Cardflo gives businesses access to a powerful payment infrastructure that supports multiple payment methods, intelligent routing, recurring billing, reporting, and payment optimisation through a single integration.
Rather than relying on multiple disconnected tools and provider relationships, merchants can use Cardflo to access suitable acquiring and payment partners based on their business model, industry, target markets, and processing requirements.
Cardflo brings together payment orchestration, smart routing, tokenisation, security, and real-time reporting in one platform, helping merchants improve approval rates, reduce friction at checkout, and make better payment decisions as they grow.
What this module does for your WooCommerce store
Cardflo gives your WooCommerce store one unified payment solution to help you accept payments more efficiently and scale with less complexity.
Instead of juggling multiple plugins, provider connections, and checkout customisations, Cardflo simplifies your payment setup through a single integration.
With Cardflo, you can access suitable acquiring and payment partners, offer customers the payment methods most relevant to them, and create tailored payment flows that support higher conversion and better payment performance.
Using flexible rules based on location, currency, cart value, and other conditions, Cardflo helps you deliver a smarter checkout experience built around your business and your customers.
You also gain access to real-time reporting and payment insights, giving you greater visibility and control over transaction performance, provider activity, and operational efficiency.
Cardflo is built to help WooCommerce merchants reduce complexity, improve payment performance, and support long-term growth through one streamlined platform.
Features
Install Cardflo’s WooCommerce plugin once and:
- Manage transactions from a single platform, including refunds
- Access acquiring and payment partners through Cardflo
- Offer a flexible, conversion-focused checkout experience
- Route transactions intelligently to improve payment performance
- Recover failed payments through retry and fallback logic
- Build tailored payment flows based on business rules
- Access real-time reporting and payment insights
- Support returning customers with secure tokenisation
- Reduce technical overhead with one integration
Connect and manage multiple payment providers
Connect your WooCommerce store to the acquiring and payment partners available through Cardflo.
Cardflo works with merchants to provide access to suitable payment providers based on their business model, target markets, vertical, and processing requirements. Instead of sourcing providers independently and managing separate integrations, merchants can access a more streamlined payment setup through one Cardflo integration.
This gives your business greater flexibility, reduces technical complexity, and makes it easier to manage payments at scale.
Dynamic, flexible checkout
One checkout experience, tailored to each customer.
With Cardflo, you can decide which payment methods a customer sees based on location, currency, cart value, device, and other relevant conditions. This gives you the flexibility to create a more relevant checkout experience for each market and customer type.
For example, customers in the United States may see card payments, PayPal, and buy now, pay later options, while customers in Europe may see cards alongside locally preferred payment methods.
Recover failed payments
Cardflo helps reduce lost revenue by intelligently retrying and rerouting transactions when payments fail for technical or provider-related reasons.
Using smart fallback logic, Cardflo can automatically attempt a transaction through another available route where appropriate, helping improve approval rates without disrupting the customer experience.
For example, if a card payment fails with one provider, the transaction can be retried through another configured route automatically.
Centralised reporting
No more logging into multiple back offices and manually combining spreadsheets.
Cardflo keeps your payments data in one place, giving you a clearer and more centralised view of transaction performance across your setup.
With real-time dashboards and reporting, you can monitor approval rates, review provider performance, identify trends, and make faster, better-informed decisions that support growth and efficiency.
Security and tokenisation
Cardflo is built with strong security standards to help merchants manage payments safely and efficiently.
Its tokenisation capabilities allow customer payment details to be securely stored for future transactions, supporting a smoother checkout experience for returning customers and enabling faster repeat purchases where applicable.
This helps improve both security and convenience while supporting long-term customer retention.
Put the payment experience first
A better payment experience helps reduce cart abandonment and improve customer loyalty.
With Cardflo, your customers can pay using the methods that are most relevant and familiar to them, creating a smoother and more trusted checkout journey.
Cardflo’s checkout is designed to work seamlessly across desktop, tablet, and mobile, helping deliver a consistent payment experience across devices.
Returning customers can also enjoy faster repeat purchases through tokenised payment details and streamlined checkout flows.
External services
This plugin connects to an API to get your payment gateway cashier credentials, its needed to show your preferred payemnt gateway cashier on checkout page. This service is provided by “Cardflo”: terms of use, privacy policy.
Other
At Cardflo, we focus on helping businesses solve payment complexity with smarter, more flexible payment technology.
Our goal is to give merchants a scalable payment solution that improves performance, simplifies operations, and supports growth across multiple markets and business models.
Example of supported payment methods
Increase revenue while reducing cart abandonment and payment inefficiencies.
Cardflo can support a wide range of payment methods, including: * Mobile payments, including Apple Pay and Google Pay * Credit and debit card payments * Alternative payment methods * Buy now, pay later solutions * Local payment methods for specific regions and markets
Account and Pricing
Cardflo offers tailored packages designed to meet the needs of businesses of different sizes, industries, and risk profiles. Enquire through our website to find out more.
Cardflo
- Is available worldwide
- Supports international businesses across multiple markets
- Is compatible with WooCommerce stores operating in different regions
- Is free to download